I believe we’re wrong to talk about the market for equity release. Let me explain to you why. Equity release products are a narrow silo of a broader product range. This range of products is suited to people over the age of 55. That’s why we’re better off calling it the later life market. Or…
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Who are Non-Doms, and what’s all the fuss about?
To mortgage advisers, not a lot; unless you're dealing with Russian Oligarchs or the mega-rich, it won't affect you. Except you're doing your CeMAP 1, of course. Non-Doms have hit the press once again with Rishi Sunak, our beloved Chancellor of the Exchequer. His political stock has taken a battering because he didn't think his…
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10 Ways to Help Mortgage Clients with the New “No Fault” Divorce Rules
The most archaic and acrimonious law ends on 6th April 2022. No longer will married couples have to force the blame on one party to divorce. It will be no longer necessary for either party to prove “fault”. Plus, it’s a whole lot easier – it can all be done online without lawyers. What does…
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Stagflation and the Message for Mortgage Advisers
Some of you may be old enough to remember the three-day week and power cuts because the UK didn't have enough energy to supply our homes for the whole week. That was 1974. The previous autumn, we had the oil shock as OPEC began an oil embargo and severely crunched most western economies. The UK…
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Paul Archer’s Mortgage Livestream – 2022 February 21 – Questions and FCA Continued
https://dl.dropbox.com/s/gal2ukee3qdgizk/Paul_Archer_Mortgage_Livestream_2022_February_21_Podcast.mp3 Paul at https://paularcher.thinkific.com joins you this morning to talk about all things mortgages. Three emails from subscribers get answered today. The impact on house prices on the mortgage affordability changes, bridging question and a question from a mortgage broker on whether we're due a recession. Plus if Paul has time, a further instalment on…
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